If you have been lucky enough to save for your retirement and are now living comfortably on a private pension, chances are that going on holiday is something that you enjoy doing. However, retirement isn’t always what it is cut out to be for many people of retirement age. In recent years, workplace pension schemes in many sectors have declined, and the new rules for the state pension in the UK gives people of retirement age just over £150 per week to live off – which doesn’t leave much for exploring the world when you have expenses to pay. But, this doesn’t mean that you have to give up on your dream. Here are some top tips for travelling in retirement, even if you’re on a tight budget.

Borrow Money

Lending options from Money Hub could be a route to consider when it comes to getting together the funds to take a trip abroad as a retiree. With affordable repayments available, you will be able to enjoy your holiday and worry about paying it off later – of course, the repayment amount will be set so that it is convenient for you and your affordability, so that you don’t incur any more financial worries.

Save Up

Many retirees today were brought up to save up for the things that they wanted, and if you’re trying to avoid debt and don’t mind waiting a little longer to get something then this could be a wise approach. Today, there are many budget holiday options available, so even with a small pension, saving just a few pounds per week will soon add up and after a while, you’ll be able to book a flight to somewhere nice and hot without worrying about how you’re going to afford it.

Find Holiday Deals

The idea that overseas travel will break the bank is getting further and further from the truth every day. In fact, it’s entirely possible to book a few days away for around £100 or even less! Online travel agents pay much less in the way of costs than those on the high street, so be aware of that if you’re booking through an agent. Booking your flights and accommodation separately can also make you some significant savings, especially if you fly with a budget airline such as Ryanair.

Group Travel

As a retiree, you might be wondering how you can make more friends and find something fun to do with all of this spare time that you’ve suddenly found yourself with since your final day at work. Travelling as a group can often work out cheaper than going on your own or as a couple, as you can share accommodation to cut costs, for example. Joining a retired traveller’s group, finding a group of current friends who are also interested in traveling or simply joining your family members on their trips abroad all make for lovely, memorable holidays at a fraction of the price.


If you’re trying to make ends meet with a small pension, you’re probably in need of a holiday! Thankfully, there are ways to get you on a flight to somewhere warm and sunny without leaving a dent in your purse.